Best VPNs for Cash App

Cash App might be one of the world’s most popular payment services, but it’s not available everywhere. You’ll run into problems if you try using it outside the US or UK. If you’re planning a trip abroad or just want to enhance your security, we’d recommend using a VPN for Cash App.

VPNs (Virtual Private Networks) encrypt your internet traffic, hiding what you get up to online from wifi hotspot owners and your service provider. They also change your IP address, though, allowing you to spoof your location and access services that normally aren’t available in your current location.

In this article, we’ll explain exactly how to use a VPN with Cash App and list the best VPNs for the job. We’ll go into each one in more detail later, but in case you’re short on time, here’s a quick summary.

The best VPNs for using Cash App anywhere:

1. NordVPN: The best VPN for Cash App. Nearly 2,000 servers in the US and over 440 in the UK. Fast with lots of security features, a no-logs policy, 24/7 support, and a 30-day money-back guarantee.
2. Surfshark: Best value VPN that works with Cash App. Also great for streaming, torrenting, and gaming. No-logs VPN service with MultiHop servers. Unlimited simultaneous connections.
3. Total VPN: This no-logs VPN works great with Cash App and most other geo-blocked services. Delivers high speeds and a strong set of privacy features.
4. ProtonVPN: A privacy-first service boasting a proven zero-logs policy, impressive performance, and the ability to access virtually anything abroad.
5. ExpressVPN: Servers in 100+ countries, the US and UK included. Boasts powerful obfuscation and the ability to access most geo-blocked services abroad. Live chat and email support 24 hours a day.
6. IPVanish: Fast and reliable connections making this VPN ideal for banking. Offers access to 2,000+ servers and can secure every device you own. 24/7 support included.
7. CyberGhost: Huge network of over 11,000 servers. One of the fastest VPNs around. Keeps you safe on Cash App with unbreakable encryption. Follows a strict no-logs policy.
8. PrivateVPN: Strong unblocking ability. Makes it easy to use Cash App and streaming services like Prime Video while abroad. User-friendly apps and particularly fast email support.

TIP In our testing we found that the cheapest NordVPN plan (Standard) works perfectly for Cash App.

How to use Cash App with a VPN

Regardless of the VPN you use with Cash App, the process will be quite similar. The best VPNs are particularly easy to use. You should be using Cash App in a matter of minutes.

Here’s how you can access Cash App using a VPN:

1. First, you’ll need to select a VPN service and sign up accordingly. We particularly recommend NordVPN.
2. Next, download and install the VPN app on your browsing device, making sure to choose the right version for your device.
3. Open your new VPN app and log in if prompted. Connect to a server located in the US or UK (the only countries in which Cash App is available).
4. Open the Cash App. You should now be able to use your account without restriction, even if you’re on vacation outside the US or UK.
5. Blocked? You may be able to fix the issue by clearing your cookies. Note that you may also need to switch servers if the IP address you’re using has been blacklisted. Failing that, contact your VPNs support team for more advice.

Cash App VPNs compared

We’ve compared the most important features of the top VPNs here. Prefer to read the in-depth reviews? Start with NordVPN – our #1 choice for Cash App.

Our criteria for the best Cash App VPNs

Choosing the best VPNs for Cash App is more than just finding those that work with it. It’s also important to look at a VPN’s server speed and security features to ensure you get the best and most flexible service. All in all, our team evaluates providers in five key areas, as described below:

• Speed: Slow speeds are always a problem, but are a real issue for Cash App users since they can cause failed or repeated payments. Our team repeatedly tests providers to make sure they’re up to the task.
• Network availability: First off, we look into how many US and UK server locations each VPN offers. Then, we check how many countries they support, since higher numbers make it more likely there’s a suitable server nearby (increasing your speeds).
• Security and privacy: A VPN that can’t secure your connection isn’t worth using. To even be eligible for a spot in our list, providers must use unbreakable encryption and industry-approved safeguards like a kill switch, and a no-logs policy. Naturally, more advanced features are always very welcome.
• Ease of use: The more straightforward your service is, the better. We prioritize VPNs with 24/7 live chat-based support, exceptional unblocking ability, and high connection limits, as well as any other quality of life features.
• Streaming: Streaming services tend to have the strong geo-blocking and VPN-detection, so providers that can access a wide range of streaming apps will likely be able to unblock most other region-locked platforms too.

Best VPNs for using Cash App anywhere safely

You can read more about how we test and rank the VPNs we recommend in our methodology section below. For now, let’s take a look at the ones that made the cut. 

Here’s our list of the best VPNs for Cash App:

1. NordVPN

Aug 2025 works with Cash AppTested Aug 2025

NordVPN is our top recommended VPN for Cash App. It’s a strong provider in all areas, making it an ideal choice for all of your security, browsing, and streaming needs. This VPN provider has more than 7,000 servers for you to choose from in around 60 countries. What’s particularly noteworthy is that some 2,000 of these servers are located in the US and over 440 in the UK. Needless to say, this makes it easy to access Cash App while you’re traveling abroad. NordVPN also works well with many popular streaming services.

NordVPN has a reputation for exceptional performance, but providers are constantly updating their infrastructure, so periodic retesting is crucial. Our team tried three of this provider’s US servers over the course of a day to see how fast and consistent their speeds actually were. You’ll find the results in the chart below:

This provider had an average speed of 205.84 Mbps with around 11 Mbps of fluctuation across all tests. That’s essentially unnoticeable, and a truly minimal amount of slowdown. In fact, as well as using Cash App, NordVPN is suitable for data-intensive tasks like streaming and torrenting.

Aside from impressive performance, NordVPN ticks all the boxes when it comes to security and privacy protection. It offers 256-bit AES encryption, protection from DNS and IPv6 leaks, and a kill switch. What’s more, it has a no-logs policy that has been independently audited by PwC. All of these features, plus the option of Double VPN and Onion Over VPN servers, make for a safer experience with Cash App. If you need help, know NordVPN has live chat and email support 24/7.

You’ll be able to connect up to 10 devices at the same time via NordVPN’s Windows, Mac, Android, iOS, Linux, Amazon Fire TV, and Amazon TV apps. Browser extensions are offered for Chrome, Firefox, and Edge. While NordVPN can be used with select routers, manual setup is required.

BEST VPN FOR CASH APP:NordVPN is our top pick. It’s very fast and has more than 2,400 servers in the US and UK combined. You can also use it to stream many Netflix libraries while on vacation. No-logs VPN with quality 24/7 support. It comes with a 30-day money-back guarantee, so you can try it risk-free.

Read our full NordVPN review.

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2. Surfshark

works with Cash AppTested Aug 2025

Surfshark offers excellent value for money when you consider the speed and security offered. Overall, it now has more than 3,200 servers in 100 countries — far more locations than the vast majority of VPNs on the market. It’s also one of the fastest VPNs available. This provider can even access stubborn streaming platforms like Netflix, so using Cash App abroad won’t be an issue at all.

We’ve previously seen very high speeds from this provider so we went into this latest round of testing with high hopes. As before, we performed multiple tests at various times of day using its American servers. Let’s see how it fared:

Surfshark managed to provide stellar speeds, averaging 198.69 Mbps. That’s fast enough to handle any day-to-day task without the slightest bit of interruption. What’s even more impressive is that there was just 4 Mbps of difference between its highest and lowest results—that’s a level of consistency that many more expensive VPNs wish they could match.

There’s no limit to the number of devices you can connect with Surfshark, making this a particularly good option for sharing with family. Security includes 256-bit AES encryption, a kill switch, and DNS and IPv6 leak protection. It doesn’t stop there. You’ll also find MultiHop servers for when you need two layers of encryption — great for secure use with Cash App. A no-logs VPN service, Surfshark also provides support 24 hours a day.

Surfshark apps are available for all major operating systems: Windows, Mac, Android, iOS, and Linux. You can also find them for Amazon Fire TV and Android TV while browser extensions are available for Chrome and Firefox. Surfshark can be manually installed on compatible routers too.

BEST VALUE VPN:Surfshark provides high-speed servers in more countries than most VPNs. Thanks to encryption, a no-logs policy, and MultiHop servers, it’s suitable for Cash App. Unlimited simultaneous connections. Includes a 30-day money-back guarantee.

Read our full Surfshark review.

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3. Total VPN

works with Cash AppTested Aug 2025

Total VPN is an industry veteran boasting more than 1,800 servers spread throughout over 80 different countries. Not only does it work with Cash App, it can also help you access platforms Prime Video and Netflix. Customer support is provided via a ticket system, so getting help is easy. This VPN can secure a maximum of five devices simultaneously, which should be plenty for most users.

To use Cash App without problems, you’ll need a quick and consistent connection. So just how fast is Total VPN? To find out, our team ran multiple speed tests on its American servers using a 250 Mbps connection (since that’s the household average in the United States). You can take a look at the results in the chart below:

This provider managed to achieve an average speed of 184.28 Mbps, which was actually the third-highest result we recorded. In other words, Total VPN can handle online banking, streaming, and torrenting without breaking a sweat. Its speeds only varied by 10 Mbps throughout the day too, so it’s highly reliable.

Total VPN does a great job of keeping your online activities secure. It uses 256-bit AES encryption (currently considered uncrackable) to shield your browsing habits hidden from snoopers. It also offers a no-logs policy, DNS and IPv6 leak protection, a kill switch (on all platforms except Windows). Finally, there’s a dual-function split tunneling feature that can let specific sites through the VPN unencrypted or prevent them from loading unless the VPN is active.

Total VPN offers its own apps iOS, Android, Windows, and MacOS.

NO LOGS SERVICE:Total VPN refuses to keep records of your activities and works flawlessly with Cash App. Boasts powerful privacy features, very high speeds, and a 30-day money-back guarantee on annual plans. Note that shorter subscriptions come with a 14-day money-back guarantee instead.

Interested? Check out our complete Total VPN review.

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4. ProtonVPN

works with Cash AppTested Aug 2025

ProtonVPN was created by the team behind Proton Mail, so it has a strong privacy pedigree. Of course, with more than 13,000 servers in 120+ countries globally, it’s also capable of standing on its own merits. This VPN works effortlessly with most region-locked services including Cash App and Netflix, plus you can protect up to 10 devices at the same time. Customer support is available 24/7 over live chat.

Our next challenge was making sure ProtonVPN was fast enough for Cash App (and anything else you’d like to do online). That’s why our team performed three speed tests on ProtonVPN’s US servers in the morning, at noon, and in the afternoon. Let’s see just how quick they were (and how much their speeds varied at peak times):

ProtonVPN achieved an average speed of 164.39 Mbps, which is a highly competitive result. You’re extremely unlikely to notice any performance issues when using Cash App, watching TV, or making video calls, provided your base connection is reasonably quick.

This VPN is known for its exceptionally strong privacy offering. By default, it keeps you safe using unbreakable 256-bit encryption, a kill switch, and protection against DNS and IPv6 leaks, plus an independently-verified no-logs policy. ProtonVPN also offers a stealth protocol, split tunneling, and port forwarding support in case you’d like to tailor your setup to meet your needs.

ProtonVPN has apps for iOS, Android, MacOS, Linux, and Windows systems. Users can also follow manual setup instructions to get it running on a wide range of routers.

STRONG FOCUS ON SECURITY:ProtonVPN has what it takes to keep your banking secure. With high speeds, powerful unblocking ability, and a strong privacy focus, it’s ideal for Cash App users. Best of all, paid plans come with a 30-day money-back guarantee.

Check out our complete ProtonVPN review for more info.

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5. ExpressVPN

works with Cash AppTested Aug 2025

ExpressVPN has a generous network of over 3,000 servers. These are located across 105 countries, including the US and the UK, so you can easily access Cash App from any location. It’s one of the best VPNs for accessing geo-blocked content, and the fact that it works in high-censorship countries like China is another huge advantage over the competition.

Speed isn’t everything, but it is a major sticking point. After all, slow speeds could cause random disconnection from the VPN or repeated transfers on Cash App. We tested ExpressVPN’s US servers at three times of day (morning, noon, and afternoon) to see how quick it was. Let’s take a look at the results:

This provider delivered average speeds of 126.91 Mbps. While that’s a little bit lower than some of the services we’ve seen so far, it’s still significantly above what you’ll need for everyday tasks like using Cash App, watching TV, or browsing the web. There was minimal variance depending on the time we tested too, which is great.

This service includes 24-hour customer support via live chat and email, making it quick and easy to get help. However, its apps are beginner-friendly, and you can use them to connect up to eight devices simultaneously. Once connected, data is routed through a 256-bit AES-encrypted tunnel. Also included are DNS, IPv6, and WebRTC leak protection and a kill switch. Note that ExpressVPN doesn’t keep any logs by which you can be identified, allowing you to maintain online anonymity.

ExpressVPN has desktop (Windows, Mac, and Linux) and mobile (Android and iOS) apps. You’ll also find apps for Amazon Fire TV and Android TV, and there are Chrome, Firefox, and Edge browser extensions. Custom firmware is available for routers.

STRONG ALL-ROUNDER:ExpressVPN won’t let you down. It’s fast, has servers in 105 countries, and works with Cash App and streaming services such as Netflix. User-friendly VPN with strong security and quality customer support, 24/7. 30-day money-back guarantee.

Read our full ExpressVPN review.

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6. IPVanish

works with Cash AppTested Aug 2025

IPVanish is compatible with Cash App as well as streaming services such as Netflix US. It offers over 2,400 servers in dozens of countries, so you can continue browsing as normal while overseas. There’s no limit to the number of devices you can connect at the same time with IPVanish. Furthermore, your subscription includes access to 24/7 support via live chat and email.

IPVanish has invested huge amounts of energy into pushing its performance as high as it can go. For instance, it introduced WireGuard support and rolled out 10 Gbps servers across its network. Our experts wanted to see just what it was capable of, so they ran tests at multiple times of day. Here are their findings:

With an average speed of 172.79 Mbps, IPVanish is much faster than you’ll need to use Cash App securely. In fact, you’ll be able to download large files in no time at all, making it a strong choice for anyone interested in torrenting, gaming, or streaming. It was remarkably consistent too, with very slightly slower speeds in the evening.

This zero-logs VPN service uses 256-bit AES encryption and DNS leak protection. It also has a kill switch that shuts down internet traffic should your VPN connection drop. IPVanish owns and operates its servers rather than renting them, which reduces the risk of third-party interference. It just added a tool that lets you make sure a link is safe before clicking it.

You can download IPVanish apps for Windows, Android, Mac, iOS, and Amazon Fire TV. While Linux and select routers are supported, you’ll need to manually configure the connection.

FASTER THAN EVER:IPVanish has implemented WireGuard protocol and is more than fast enough for streaming. Works well with Cash App and has servers in nearly 20 US cities. Zero-logs policy and unlimited simultaneous connections. 30-day money-back guarantee on annual plans.

Read our full IPVanish review.

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7. CyberGhost

works with Cash AppTested Aug 2025

CyberGhost certainly stands out for its very large network of servers. This now stands at over 11,000 servers in 100+ countries, including more than 2,000 in the US and UK combined. This provides numerous benefits. For example, you’re more likely to be able to find a fast, low-load server nearer your physical location. It also means you can access a wider range of geo-blocked websites and services.

This provider regularly places well in our industry-wide speed testing. This time, however, we were more interested in the performance of its US servers. We ran multiple tests over the course of a typical day, noting down their speeds and checking how much (if any) variablity there was during peak times. See for yourself:

CyberGhost managed to deliver high speeds throughout the day, with an average of 142.53 Mbps. In real terms, this is quick enough to watch 4K video, torrent, and make video calls without any interruption. Needless to say, its speeds are well above what’s required for using Cash App.

This is a strict no-logs service with plenty of security features that come in handy when using Cash App. There’s 256-bit AES encryption, DNS and IPv6 leak protection, and an automatic kill switch. Notably, CyberGhost also offers a Windows security suite. This includes antivirus and anti-malware features, particularly good for avoiding those common Cash App scams. With CyberGhost, you can secure up to seven of your devices at the same time. You’ll also have access to its live chat and email support 24 hours a day.

CyberGhost offers apps for the following: Windows, Mac, Android, iOS, Linux, Amazon Fire TV, and Android TV. Chrome and Firefox browser extensions are also available. However, to use CyberGhost with a wireless router, you’ll need to manually configure the connection.

HUGE SERVER NETWORK:CyberGhost offers over 11,000 servers in 100+ countries. Fastest speeds of any VPN we’ve tested. Use it with Cash App as well as Netflix US from abroad. Strict no-logs policy and an antivirus for Windows. 45-day money-back guarantee.

Read our full CyberGhost review.

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8. PrivateVPN

works with Cash AppTested Aug 2025

PrivateVPN is as reliable as you can get when it comes to bypassing geographic restrictions on content. Not only does it work with Cash App, but you’ll be able to stream everything from Netflix to Amazon Prime Video while on vacation. It has a smaller network of servers but this number is more than enough for the number of users served. This is evident in PrivateVPN’s high-speed connections. It won’t throttle your bandwidth, so you can stream without restriction.

Let’s address the elephant in the room for a second. PrivateVPN has never been the fastest provider on the market. However, it’s still worth using. We know from our years of experience that this is one of the most reliable providers out there. Let’s see how fast its US servers were this time around:

PrivateVPN was able to provide an average speed of 54.84 Mbps, with around 10 Mbps of difference between its highest and lowest results. Is there room for improvement? Absolutely. That said, these speeds are still more than you’ll need to use Cash App, stream 4K video, or play online games, so it’d be a mistake to write it off without trying it for yourself.

We’ve tested PrivateVPN’s support for ourselves and found it to be among the best. Indeed, its email support is almost as fast as its live chat. This VPN is highly suitable for beginners thanks to the easy-to-use apps. Security is made up of 256-bit AES encryption, DNS leak protection, and a kill switch. Unlike many VPNs, PrivateVPN has a true no-logs policy. This means that it doesn’t even keep connection logs. It also accepts payment in Bitcoin.

To use PrivateVPN, download and install one of its apps for Windows, Mac, Android, or iOS. Alternatively, you can manually set up PrivateVPN to work with Linux or your wifi router.

BEGINNER-FRIENDLY:PrivateVPN provides apps that are easy to use and is highly adept at bypassing geographic restrictions. High-speed connections and unlimited bandwidth as well as privacy protection with its true no-logs policy. 30-day money-back guarantee.

Read our full PrivateVPN review.

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Using a VPN with Cash App: FAQs